Self-Employed Tax Credit (SETC)
Up to $32,220

NO Upfront Fees
Get money in 20 days


Finally, COVID Relief is Available

Millions of hard working Americans were devastated by COVID-19 in 2020 and 2021. Now you -- Self employed/Independent contractors -- can claim badly needed relief compensation, just as salon owners have been receiving over the past year. Every one of you can get up to $32,220 under the Families First Coronavirus Response Act. These are funds meant to compensate you for lost days of work due to lockdowns, illness, self or medically-imposed quarantines, and even school closures that kept you home with your children. And unlike other programs like PPP, these tax credits don’t have to be paid back or forgiven and can be spent any way you want!

To utilize our platform, you must have reported self-employed income on your Schedule C (of your 1040 Tax Return) in either 2020 or 2021 and had your income impacted by COVID in one of these ways:

- You had Covid and/or quarantined
- You took time off to be tested or get vaccinated
- You missed work due to a reaction from the vaccination
- You were subjected to a Government lockdown
- You had a child home due to school closures
- You cared for someone else

How It Works

There are just a few quick and easy steps to claim the money you are legally entitled to —so let’s get started

Complete our online application

All you need to do is fill in the required fields and upload your Tax Returns.

We'll calculate your credit

Once you have completed step one, our accountants will calculate your legally entitled tax credit.

E-sign the agreement

E-sign our service agreement that will authorize our accountants to prepare your filings with the IRS to secure those retroactive funds.

Print,Sign & Return your docs

We'll prepare and email the finalized documents which you will print, sign and submit directly to the IRS with our pre-paid postage to ensure tracking/delivery.

Get your tax-credit within 20 days

Receive your money in less than 20 days via our interest-free Advance OR wait the average 20 weeks for the IRS to process your payment.

*It should only take approximately 20 minutes to complete our application if you have your past tax returns readily available.

The Families First Coronavirus Response Act (FFCRA)

“Family” is in the name of the law, so it’s self-employed pro’s with dependents who will receive the most from this program.  But even those who didn’t have dependents during COVID can qualify for personal sick leave compensation.  This tax credit(which we refer to as SETC) was designed to help you recoup losses from COVID-related lockdowns, quarantines, and school closures

Frequently Asked Questions

What is the FFCRA?

Under the Families First Coronavirus Response Act (FFCRA), if you are a self-employed person including those who receive a 1099, and if you were not able to work due to reasons related to Coronavirus, you are eligible to receive Sick Leave and Family Leave credits. This is your chance to get paid for the days you were sick, quarantined or even effected by Corona. If a child’s school was closed or you cared for another person, you are also eligible for these relief funds.The Families First Coronavirus Response Act (FFCRA) is a groundbreaking legislation that provides much-needed relief to self-employed individuals  and small businesses during the COVID-19 pandemic. By understanding the key provisions of the FFCRA and how they apply to your specific situation, the PBF will help you maximize your legally entitled share of this little known provision of federal law.


YES!!!  But don’t take our word.  Go directly to the IRS page to read more about this program. But be forewarned: their information is rather convoluted, written for tax attorneys and accountants, not the general public.  That’s why we stepped in to make this complicated program simple and accessible to you.  Here is their LINK with further information:

Who is qualified?

Any 1099 independent contractor, booth/suite renter, and self-employed individual may be qualified to receive FFCRA funds. To qualify, you must have filed a Schedule SE as part of your 2020 and/or 2021 1040 Tax Returns, which reports your self-employed income.

Do I need to pay back the FFCRA funds I receive?

No. This is not a loan. These funds have been allocated to the FFCRA program by the federal government and will not need to be paid back.

Are there requirements for how FFCRA funds can be used?

No. FFCRA provides money for Self-Employed/Independent Contractors to be used without restrictions.

What is the Fee for this service?

There is a 20% fee that is collected when you get your Tax Credit.